If you are unable to work due to an accident or illness, you will face a loss of income. To support you through this difficult time and help you secure your future (and that of your family), we will pay you a lump sum. This sum is calculated according to the terms of your contract and can be up to five times your salary, with a maximum of CHF 5 million.

If you are involved in an accident and lose your usual income, WorldCrew Protect takes over. Up to 80% of your income can be protected for 24 months in the event of temporary disability. Depending on the options and coverages selected in your policy, the percentage of salary maintained can be higher, up to 100% in the most comprehensive plans.

You can choose the level of protection that best suits your personal circumstances. Generally, the benefit is 80% of your average annual income. You can choose a higher level of protection if needed.

All accidents occurring in the course of your work and/or personal life can be covered by your Golden Care contract, depending on the option chosen. If you wish, you can limit your coverage to only the times when you are working.

In the event of death, the capital provided for in your insurance certificate will be paid to the beneficiaries stipulated in your contract.

To be eligible for WorldCrew Protect Death Benefits, you must be under 70 years of age at the time of your first subscription.

If you wish to benefit from WorldCrew Protect death protection for private aviation professionals, you must submit an application form along with a completed medical questionnaire. Upon receipt of these documents, our team will review your application. The application may be accepted, rejected, or accepted subject to certain conditions (such as exclusions from certain terms of the contract). In this specific case, you will have 14 days to accept the proposed coverage with exclusions; otherwise, your application may be canceled.

Depending on the answers provided in your medical questionnaire, our team may ask you to undergo a further medical examination (at your expense) or request additional medical information from your primary care physician. This is a necessary step to formalize a 100% customized coverage plan. If you refuse to undergo this medical examination, we will unfortunately be unable to provide you with a quote.

With our Life Insurance plans, you can choose between two levels of coverage:

• The AccidentCover plan: This plan provides a lump sum payment to your beneficiaries upon your death, but only if it results from an accident.
• The FullCover plan: This plan provides a lump sum payment to your beneficiaries upon your death, regardless of the cause.

Our death benefits are payable in Swiss francs (CHF). However, you can request to convert your insurance policy into another currency (GBP, Euros, Dollars).

The initial term of your contract is one year from the date of your insurance policy payment. Your contract can be renewed for a maximum of five years. After five years, we may ask you to complete a new form to benefit from a further five-year extension.

A long-term or permanent loss of license is defined as a total inability to perform your professional duties or the suspension of your license due to bodily injury or illness. After the waiting period has expired, this loss of license, linked to your long-term or permanent physical incapacity, must be confirmed by a qualified healthcare professional.

By subscribing to WorldCrew Protect International Protection, you receive a lump sum payment in the event of permanent loss of license, caused by an accident or illness.

Any licensed pilot actively in service can benefit from protection in case of accident and/or permanent and definitive illness.

Like their aircraft, a pilot’s life can have its ups and downs. While taking out temporary or permanent license loss insurance isn’t mandatory, it provides added protection, allowing you to navigate the more challenging periods of your career with greater peace of mind. Without this coverage, you risk losing your income in the event of a temporary license loss and being denied financial support in the form of a lump sum payment in the event of a permanent license loss. With our international insurance plan, you can approach your daily life as a pilot with greater confidence.