Intermediaries

Join the WorldCrew Protect® ecosystem

Are you an agent, broker, business introducer, or referrer?
You are at the heart of the relationship, closest to the client’s needs. Joining WorldCrew Protect® means becoming part of a different model, where performance never overshadows the human element.

More than a network:
a human ecosystem

WorldCrew Protect® n’est pas une plateforme de vente.
Ce n’est pas un catalogue de garanties.
C’est un écosystème, dans lequel :

  • The client is truly protected.
  • The intermediary is recognized in their strategic role.
  • The insurer assumes their long-term responsibility.

“The relationship doesn’t end with the signing.”

Offer products that travel with your policyholders...

Our solutions are designed for mobile, exposed, demanding profiles.

GLOBAL INTERNATIONAL PROTECTION

  • International medical coverage
  • Worldwide assistance
  • Loss of income / Loss of license
  • Death protection

FOR ALL PLAYERS IN THE AVIATION SECTOR

  • Indivudals: pilots, co-pilots, cabin crew, administrative & technical staff…
  • Groups : airlines, private jet operators…

...Backed by genuine financial security

WorldCrew Protect® by Golden Care is forged from a rare alloy:

  • The operational flexibility and financial strength of the reinsurance market in London, recognized for its high standards and stability.
  • The result: powerful, reliable products that are truly usable in the field.

Broker Module : a platform dedicated to your business

Great service starts with good tools. That is why we developed the Broker Module. A platform built to make life easier for insurance intermediaries.

  • Create your offers independently
  • Issue and send your subscription packages
  • Track your commissions in real time
  • Personalize your proposals (logo, message, etc.)
  • Export all data to your CRM
  • Anticipate and manage renewals.

You are in the driver’s seat. We are here to support you.

Your tool, your autonomy

A commission conceived as a partnership, not a race

At WorldCrew Protect®, commission is not a marketing ploy. 
It is a commitment for balance.

Profitable for the intermediary
It values ​​time, expertise and involvement in the client relationship.

Balanced in its construction
Designed to preserve the financial balance of the contract and the strength of the protection.

Aligned with the client’s best interests
Because fair advice creates lasting coverage and a relationship of trust.

Compensation should reflect the quality of service.
Not at the expense of coverage. Not at the expense of trust.

How to join us?

1.
Complete the membership application form which will allow us to fully understand your expectations and objectives

2.
We are reviewing your application to ensure that your ambitions align with our vision.

3.
After validation, you will need to create your space on the Broker Module to manage our products.

4.
Start protecting your clients worldwide with WorldCrew Protect® offering global and international solutions

WorldCrew Protect®,
imagined by SafeMade Care

SafeMade Care has made a clear strategic choice: to design dedicated solutions for each mobile population, tailored to their specific realities.

For intermediaries, this logic becomes a real strategic lever: they choose the sectors they wish to support.

  • WorldCrew Protect® for aviation professionals,
  • WorldStudy Protect® for students on international mobility programs,
  • GoldenCare.ch for expatriates and digital nomads.

A clear, coherent, and human architecture, where each products speaks the language of those it protects.

Frequently Asked Questions

When you purchase International Medical Coverage and Assistance, your medical expenses are reimbursed up to a maximum limit per insured person per coverage period.
This limit varies depending on the plan chosen:

  • EveriCover & EveriCover MENA: CHF/USD 3,500,000 per insured person per coverage period.
  • ExecutiveCover: CHF 5,000,000 per insured person per coverage period.

Note : Specific limits apply to certain special benefits, detailed below.

SPECIFIC BENEFITS

HIV / AIDS :

  • EveriCover / MENA: CHF/USD 35,000 lifetime
  • ExecutiveCover: CHF 100,000 lifetime

Accompanying child under 19:

  • EveriCover / MENA: CHF/USD 150/day, max 15 nights
  • ExecutiveCover: CHF 300/day, max 15 nights

Dental Accident:

  • EveriCover / MENA: Included with no deductible, within 48 hours of the accident (or as soon as possible after hospitalization)
  • ExecutiveCover: Included with no deductible, within 48 hours of the accident (or as soon as possible after hospitalization)

Dental (non-accident):

  • EveriCover Plus: CHF/USD 3,000/insured – CHF/USD 5,000/family with 10% Co-insurance
  • ExecutiveCover: CHF 3,000/insured – CHF 5,000/family with 10% co-insurance
  • ExecutiveCover Plus: CHF 5,000/insured – CHF 8,000/family with 10% co-insurance

Maternity:

  • EveriCover / MENA: Only with EveriCover Plus CHF/USD 20,000/pregnancy – 10% co-insurance
  • ExecutiveCover: Only with ExecutiveCover Plus CHF 30,000/pregnancy – 10% co-insurance

Malformation:

  • EveriCover / MENA: CHF/USD 50,000 max
  • ExecutiveCover: CHF 100,000 max

Two factors can affect your premium:

1. Medical indexation

Each year, we adjust premiums based on changes in medical costs in different regions of the world. These adjustments are based on recognized benchmarks (e.g., Watson Medical Trend Report).

2. Age bracket change

Because risks increase with age, your premium is readjusted every 5 years when you enter a new age bracket. The increase factor is fixed and applied at that time.

Yes. You can customize your coverage by selecting a deductible level that suits your budget and needs.
The deductible is the minimum amount you pay yourself in the event of a claim; beyond that, we cover your eligible medical expenses.
Deductibles apply per insured person and per illness, not per year.

DEDUCTIBLES PER PLAN

EveriCover Line

  • HospiCover: 5 possible deductible levels, applied per insured person and per illness: CHF 0 – CHF 75 – CHF 400 – CHF 800 – CHF 1,500
  • EveriCover and EveriCover Plus: 8 possible deductible levels, applied per insured person and per illness: CHF 0 – CHF 75 – CHF 400 – CHF 800 – CHF 1,500 – CHF 4,000 – CHF 8,000 – CHF 15,000

ExecutiveCover Line

  • HospiPrivate: 5 possible deductible levels, applied per insured person and per illness: CHF 0 – CHF 75 – CHF 400 – CHF 800 – CHF 1,500
  • ExecutiveCover and ExecutiveCover Plus: 8 possible deductible levels, applied per insured person and per illness: CHF 0 – CHF 75 – CHF 400 – CHF 800 – CHF 1,500 – CHF 4,000 – CHF 8,000 – CHF 15,000

No excess in case of accident.

You can choose between two geographic coverage zones.

These zones determine the countries in which your medical expenses are eligible for reimbursement.

  • Zone 1: You are covered worldwide except in the United States and Canada, where benefits are only provided if:
    Your stay does not exceed 30 days per insurance year, and you are not traveling there for the purpose of receiving medical treatment.
  • Zone 2: You are covered worldwide, including the United States and Canada, without time limits.
    Zone 2 coverage can remain active when the insured returns to their country of origin, except for US and Canadian citizens, whose coverage will automatically terminate after three consecutive months in their country of origin.
  • Zone 3 (MENA only): Worldwide, including the USA/Canada, but only for unforeseen medical events and for a maximum stay of 30 days per year.

Yes. All our plans include dental coverage following an accident, with no deductible.
Treatment must be completed within 48 hours of the accident (or as soon as possible after hospitalization).